Northern District of New York institutes model chapter 13 plan.  The model chapter 13 plan has been instituted by all three judges in the Northern District of New York, Chief Judge Robert Littlefield, Bankruptcy Judge in Utica Diane Davis, and Bankruptcy Judge in Syracuse Margaret Cangilos-Ruiz.  The model plan is nine pages long and is meant to address certain specific issues such as classification of claims, treatment of secured claims, assumption and rejection of leases and affecting creditor’s rights as well as clearly denoted the intention of the debtor and filing cases.  The plan was years in the making but is now uniform district wide.